Different types of Medicare Supplement (Medigap) Plans
In Maine, 10 standardized Medigap plans (A, B, C, D, F, G, K, L, M, and N) are available for 2026. While benefits for each letter are standardized across all insurers, monthly premiums vary significantly by company and location.
2026 Maine Medigap Benefit Comparison Grid
The following grid compares the coverage levels for the most common Medigap plans in Maine.
|
Benefit |
Plan A |
Plan B |
Plan D |
Plan G* |
Plan K |
Plan L |
Plan M |
Plan N |
|
Part A Coinsurance (Hospital) |
100% |
100% |
100% |
100% |
100% |
100% |
100% |
100% |
|
Part B Coinsurance |
100% |
100% |
100% |
100% |
50% |
75% |
100% |
100%** |
|
Blood (First 3 Pints) |
100% |
100% |
100% |
100% |
50% |
75% |
100% |
100% |
|
Part A Hospice Care Coinsurance |
100% |
100% |
100% |
100% |
50% |
75% |
100% |
100% |
|
Skilled Nursing Facility (SNF) |
No |
No |
100% |
100% |
50% |
75% |
100% |
100% |
|
Part A Deductible ($1,676) |
No |
100% |
100% |
100% |
50% |
75% |
50% |
100% |
|
Part B Deductible ($283) |
No |
No |
No |
No |
No |
No |
No |
No |
|
Part B Excess Charges |
No |
No |
No |
100% |
No |
No |
No |
No |
|
Foreign Travel Emergency |
No |
No |
80% |
80% |
No |
No |
80% |
80% |
|
Out-of-Pocket Limit (2026) |
N/A |
N/A |
N/A |
N/A |
$7,220 |
$3,610 |
N/A |
N/A |
*High-deductible versions of G and F (HDF/HDG) require a $2,950 deductible in 2026 before coverage begins.
**Plan N requires copayments of up to $20 for office visits and $50 for ER visits.
Important Plan Restrictions for 2026
- Eligibility for Plans C and F: These plans are only available to individuals who were eligible for Medicare before January 1, 2020.
- Standardized Benefits: Every Plan G sold in Maine must offer the exact same benefits, regardless of whether you buy it from Anthem, Aetna, or UnitedHealthcare.
- Pricing in Maine: For 2026, lowest premiums in Maine start around $47/month for high-deductible plans and can reach over $500/month for comprehensive Plan F or G, depending on the provider.
Top Providers and Resources
Major carriers offering Medigap plans in Maine for 2026 include Anthem Blue Cross Blue Shield, AARP/UnitedHealthcare, Aetna, and Mutual of Omaha.