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Explore Your Under 65 Health Insurance Options For MaineUnderstanding the Affordable Care Act (ACA) – also known as: Obamacare, Marketplace, CoverME.govUnderstanding Premium Tax CreditsUnderstanding Cost Share ReductionsTypes of Individual Health Insurance Plans in MaineLearn More About HSA AccountsHealth Insurance – Other ConsiderationsHelping You Decide and NavigateGetting Started with CoverME
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Tips & ResourcesCompare Medicare Supplement plans side by sideDifferent Types of Medicare Advantage Plans

How to Decide Which Option is Best for You? We’re Here to Help.

Tips for receiving “advanced premium tax credits” through CoverME.gov:

 

  • You must provide every household member’s social security number.
  • The premium tax credit is based on this year’s projected modified adjusted gross income. Many people struggle with this. Click here to learn more about what counts as taxable income. Click here to learn more about what counts as taxable income.
  • Key thing to be aware of: You can go in and adjust your income during the year if your situation changes. For example, you receive an inheritance, and your income increases significantly. In this case, adjusting your income sooner rather than later is better. Come tax filing time the next year. You will be paying back premium tax credits because you earned more than you said you would earn.
  • It is better to overstate your income than understate it. Either way – if you over-state, you will get money back; if you understate, you will have to pay back.
  • CoverME will ask you to verify your income. This requires you to update proof that you will earn what you have stated on your application. Don’t ignore these notices. They will take away your premium tax credit if you don’t do it.
Health/ACA
  • Explore Your Under 65 Health Insurance Options For Maine
  • Understanding the Affordable Care Act (ACA) – also known as: Obamacare, Marketplace, CoverME.gov
  • Understanding Premium Tax Credits
  • Understanding Cost Share Reductions
  • Types of Individual Health Insurance Plans in Maine
  • Learn More About HSA Accounts
  • Health Insurance – Other Considerations
  • Helping You Decide and Navigate
  • Getting Started with CoverME

The Vachon Agency

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Our firm is staffed by proven insurance professionals committed to providing our clients with highly personalized service.

NPN #14661908 | Maine License PRR168748
Hours: Monday to Friday: 9am - 5pm | Saturday and Sunday: Closed

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327 Ocean House Rd.
Ste. 5
Cape Elizabeth
Maine
04107
(207) 544-4119

This is a solicitation for insurance. Submitting information or calling numbers listed on this website will direct you to a licensed Agent/Broker.

Important disclosures about Medicare Plans: Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.


Currently, we represent seven organizations which offer 65 products in your area.

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